Medical Insurance Subsidy for Doctoral Students

For the academic year 2018-2019, Rice University will contribute $1,804 towards the cost of annual premiums for students who meet the eligibility requirements for the subsidy.

Student must meet ALL eligibility requirements to receive any of the subsidy:

§  Full time Doctoral student

§  Within first eight years of graduate study at Rice University

§  Enrolled in the Rice medical insurance plan

§  Insurance costs are not covered by a third party, such as an outside fellowship

 

Full time doctoral students are eligible for the subsidy whether or not they receive other financial support from the university.

 

For individual coverage the subsidy will be approximately 67.2% of the premium.

 

Rice will also supplement the subsidy by up to $644 for a spouse and $644 per child. No additional premium is charged if more than two children are covered.

 

The premium, subsidy, and net cost to qualifying student with the subsidy are:


Coverage period Covered

Premium

Subsidy

Net Cost

Annual Student only $2,682
$1,804 $878
Annual Spouse/Domestic partner $2,682 $644 $2,038
Annual One Child * $2,682 $644 $2,038
Fall only Student only $1,021 $687 $334
Fall only Spouse/Domestic partner $1,021 $246 $775
Fall only One Child * $1,021 $246 $775
Spring/summer only Student only $1,661 $1,118 $543
Spring/summer only Spouse/Domestic partner $1,661 $398 $1,263
Spring/summer only One Child * $1,661 $398 $1,263

* Premium is per child; however, no additional premium is charged if more than two children are covered.  The doctoral medical insurance subsidy will be extended to both the first and second children.  

To file any qualifying event, including the birth of a newborn, please email studentinsurance@rice.edu.  Both the insurance premium and the subsidy will be prorated by Rice.  

For students who add family coverage the subsidy supplement will be subject to federal taxes. Information regarding taxability will be posted on the Rice student health insurance website.