Adams and Moseley Funds

The Professor John A. S. Adams, Sr. Graduate Student Loan Fund

The Mary Lyn and Niles Moseley Loan Fund

The Adams and Moseley Graduate Student Loan Funds provide financial assistance, in the form of loans, to all full-time doctoral students, and to full-time Master's students in the Schools of Architecture, Engineering, Humanities, Music, Natural Sciences, and Social Sciences at Rice University.  Adams-Moseley Loans are not available to pay tuition or fees payable to Rice University.  

Students wishing to apply for such a loan should obtain an application from the Office of Financial Aid and return the completed application to that office.

Description of the Moseley and Adam's loan programs:

  • Individual loans are made for an amount not to exceed $2,000.

  • Loans are made for a period of up to one year and may be renewable on an annual basis.

  • The interest rate applicable to these loans is determined by the Office of Financial Aid in accordance with the policies and procedures of the university.

  • Graduate students must be enrolled on a full time basis to be eligible to apply for a loan and must maintain full enrollment during the full term of the loan.

  • Loans are available during the full course of the academic year.

  • Applications for the loan are available through the Financial Aid Office. Completed applications should be returned to the Financial Aid Office.  Loan applications are reviewed by the Dean of Graduate and Postdoctoral Studies.

In 2009, the Truth In Lending Act was revised by the U.S. Congress.  This act and Regulation Z stipulate a required waiting period of three business days from the approval date of the loan before funds can be distributed for all long-term, non-Title IV private education loans, such as the Adams and Moseley Loans.  The waiting period begins after a borrower has signed a promissory note with Financial Aid.  The Office of Graduate and Postdoctoral Studies and the Office of Financial Aid will make every effort to minimize the effect of the mandatory waiting period.  This regulation is effective February 14, 2010. 

Students are reminded that the Graduate Student Association provides loans of up to $500, these loans are not subject to the TILA regulations because they are short-term loans and subject to different terms and conditions.  For more information