2020-2021 Doctoral Insurance Subsidy

For the academic year 2020-2021 (August 1, 2020 - July 31, 2020), Rice University will contribute $1,735 towards the cost of annual premiums for doctoral students who meet the eligibility requirements for the subsidy. View 2019-2020 information.

Open enrollment for Fall 2020 is July 1 - August 28.

Students must meet ALL eligibility requirements to receive any of the subsidy:

Full-time doctoral student
Within first eight years of graduate study at Rice University
Enrolled in the Rice medical insurance plan
Insurance costs are not covered by a third party or an outside fellowship

Other financial support covering medical charges will be applied first for eligible full-time doctoral students. Any remaining balance on medical charges will be covered by the subsidy up to but not exceeding the remaining balance.

For individual coverage, the subsidy will be approximately 67.2% of the premium. Rice will also supplement the subsidy by up to $619 for a spouse and $619 per child. No additional premium is charged if more than two children are covered.

The premium, subsidy, and net cost to qualifying student with the subsidy are:

Coverage Period	Covered	Premium	Subsidy	Out of Pocket
Annual	Student	$2,580	$1,735	$845
Annual	Spouse/Partner	$2,580	$619	$1,961
Annual	One child*	$2,580	$619	$1,961
Fall only	Student	$1,082	$728	$354
Fall only	Spouse/Partner	$1,082	$260	$822
Fall only	One child*	$1,082	$260	$822
Spring/Summer only	Student	$1,498	$1,008	$490
Spring/Summer only	Spouse/Partner	$1,498	$359	$1,139
Spring/Summer only	One child*	$1,498	$359	$1,139

To file any qualifying event, including the birth of a newborn, please email studentinsurance@rice.edu. Both the insurance premium and the subsidy will be prorated by Rice.

*Premium is per child; however, no additional premium is charged if more than two children are covered. The doctoral medical insurance subsidy will be extended to both the first and second children.