Academics | Finance

Emergency Loan

The Professor John A. S. Adams, Sr. Graduate Student Loan Fund

The Mary Lyn and Niles Moseley Loan Fund

The Adams and Moseley Graduate Student Loan Funds provide financial assistance, in the form of loans, to all full-time doctoral students, and to full-time Master's students in the Schools of Architecture, Engineering, Humanities, Music, Natural Sciences, and Social Sciences at Rice University. Adams-Moseley Loans are not available to pay tuition or fees payable to Rice University.

Students wishing to apply for such a loan should obtain an application from the Office of Financial Aid (email and to access the application.

  • Description of the Moseley and Adam's loan programs:
  • Individual loans are made for an amount not to exceed $3,000.
  • Loans are made for a period of up to one year and may be renewable on an annual basis.
  • The interest rate applicable to these loans is determined by the Office of Financial Aid in accordance with the policies and procedures of the university.
  • Graduate students must be enrolled on a full time basis to be eligible to apply for a loan and must maintain full enrollment during the full term of the loan.
  • Loans are available during the full course of the academic year.
  • Loans are fixed-rate; interest is calculated based on the IRS weighted average for the month. More.
  • Applications for the loan are available through the Financial Aid Office. Completed applications should be returned to the Financial Aid Office. Loan applications are reviewed by the Dean of Graduate and Postdoctoral Studies.

A waiting period of three business days from the approval date of the loan is required by law before funds can be distributed. The waiting period begins after a borrower has signed a promissory note with Financial Aid.

Students are reminded that the Graduate Student Association provides loans of up to $500, these loans are not subject to the TILA regulations because they are short-term loans and subject to different terms and conditions. For more information

If you are in need of a computer due to your primary machine undergoing repair, students are able to borrow one from Rice's Office of Information Technology. Laptops may be checked out for up to two weeks. More information can be found here.