For the academic year 2018-2019, Rice University will contribute $1,804 towards the cost of annual premiums for doctoral students who meet the eligibility requirements for the subsidy.
Students must meet ALL eligibility requirements to receive any of the subsidy:
- Full-time doctoral student
- Within first eight years of graduate study at Rice University
- Enrolled in the Rice medical insurance plan
- Insurance costs are not covered by a third party, such as an outside fellowship
Full-time doctoral students are eligible for the subsidy whether or not they receive other financial support from the university.
For individual coverage, the subsidy will be approximately 67.2% of the premium. Rice will also supplement the subsidy by up to $644 for a spouse and $644 per child. No additional premium is charged if more than two children are covered.
The premium, subsidy, and net cost to qualifying student with the subsidy are:
| Coverage Period | Covered | Premium | Subsidy | Net Cost |
|---|---|---|---|---|
| Annual | Student | $2,682 | $1,804 | $878 |
| Annual | Spouse/Partner | $2,682 | $644 | $2,038 |
| Annual | One child* | $2,682 | $644 | $2,038 |
| Fall only | Student | $1,021 | $687 | $334 |
| Fall only | Spouse/Partner | $1,021 | $246 | $775 |
| Fall only | One child* | $1,021 | $246 | $775 |
| Spring/Summer only | Student | $1,661 | $1,118 | $543 |
| Spring/Summer only | Spouse/Partner | $1,661 | $398 | $1,263 |
| Spring/Summer only | One child* | $1,661 | $398 | $1,263 |
To file any qualifying event, including the birth of a newborn, please email studentinsurance@rice.edu. Both the insurance premium and the subsidy will be prorated by Rice.
*Premium is per child; however, no additional premium is charged if more than two children are covered. The doctoral medical insurance subsidy will be extended to both the first and second children.