2021 - 2022 Medical Insurance Subsidy for Doctoral Students
For the academic year 2021-2022 (August 1, 2021 - July 31, 2022), Rice University will contribute $1,783 towards the cost of annual premiums for doctoral students who meet the eligibility requirements for the subsidy. View 2020-2021 information.
Open enrollment for Fall 2021 is July 1 - August 27.
Students must meet ALL eligibility requirements to receive any of the subsidy:
- Full-time doctoral student
- Within first eight years of graduate study at Rice University
- Enrolled in the Rice medical insurance plan
- Insurance costs are not covered by a third party or an outside fellowship
Full time Doctoral students are eligible for the subsidy whether or not they receive other financial support from the university.
Other financial support covering medical charges will be applied first for eligible full-time doctoral students. Any remaining balance on medical charges will be covered by the subsidy up to but not exceeding the remaining balance.
For individual coverage, the subsidy will be approximately 67.2% of the premium. Rice will also supplement the subsidy by up to $636 (24%) for a spouse and child(ren). The doctoral medical insurance subsidy will be awarded to both the first and second child. For students who add family coverage, the subsidy supplement will be subject to federal taxes. Information regarding taxability will be posted on the Rice student health insurance website.
The premium, subsidy, and net cost to qualifying student with the subsidy are:
|
Coverage Period |
Covered |
Premium |
Subsidy |
Out of Pocket |
|---|---|---|---|---|
|
Annual (352 days) |
Student Only |
$2,650 |
$1,783 |
$867 |
|
Annual |
Spouse/Partner |
$2,650 |
$636 |
$2,014 |
|
Annual |
One child* |
$2,650 |
$636 |
$2,014 |
|
Fall only (153 days) |
Student |
$1,109 |
$746 |
$363 |
|
Fall only |
Spouse/Partner |
$1,109 |
$267 |
$842 |
|
Fall only |
One child* |
$1,109 |
$267 |
$842 |
|
Spring/Summer only (212 days) |
Student |
$1,541 |
$1,037 |
$504 |
|
Spring/Summer only |
Spouse/Partner |
$1,541 |
$370 |
$1,171 |
|
Spring/Summer only |
One child* |
$1,541 |
$370 |
$1,171 |
To file any qualifying event, including the birth of a newborn, please email studentinsurance@rice.edu. Both the insurance premium and the subsidy will be prorated by Rice.
*Premium is per child; however, no additional premium is charged if more than two children are covered. The doctoral medical insurance subsidy will be extended to both the first and second children.